Whether you're planning a funeral for yourself or someone else, meet with us to discuss the kind of funeral that's desired. If possible, bring a family member or friend with you. Select the specific services, ceremonies, merchandise and committal desired and we will provide you with an itemized statement listing your choices and their charges, along with your trust fund agreement. The interest the account earns over time should help offset the costs of inflation. This means that, even with future price increases, as long as you do not withdraw any of your deposit or the interest earned, we can provide you with the funeral of choice. We believe in the benefit of preplanning so much that we even honor pre-arrangements made at other funeral homes. We can handle all the paperwork transferring your arrangements to our funeral home without any charge or loss of benefits.
What are the benefits of pre funding a funeral?
When you arrange and pre fund a funeral, you ensure that the funeral reflects those wishes, that there is sufficient money readily available to pay for the funeral, and that family and friends are not burdened with having to make important decisions or face financial concerns at a very stressful time. It provides peace of mind knowing that those wishes will be honored.
How does the New Jersey Prepaid Funeral Trust Fund work?
The New Jersey Prepaid Funeral Trust Fund places your money in an FDIC insured account – so you can be sure it’s safe. Your money stays in your name and it is completely refundable, except in the case of SSI/Medicaid. In this case Federal and State law allows properly trusted funeral funds to be excluded from resources when SSI, Medicaid or General Assistance Eligibility is determined. You may pay your funeral director in full for future funeral arrangements by depositing funds into an irrevocable account in a properly established Trust Fund.
Arrangements can be made in the comfort of your own home by clicking the button below. Fill in as much as you are comfortable with and we'd be pleased to meet with you to discuss further. See the form below for details.
Galante Funeral Home 2800 Morris Ave Union, NJ07083 Tel: 908-687-2110